A popular product of Agree Bank is consumer credit. This loan is usually also available to customers who do not have good credit conditions. One of the big pluses of Agree Bank is the individual and personal customer service for these credit inquiries. Unlike many banks that offer their loans and financial services online, the long- established banking house does not rely on automated processing of inquiries. Each loan is processed by a bank officer. Solutions in very difficult financial situations are often possible. The bank promises individual treatment, fair conditions and a very short processing time.
In some cases, there is insufficient money from a current loan or new financial obligations arise during the term of the loan that must be settled quickly. For borrowers who already have an Agree Bank loan, a credit increase is possible. This increase will expand the financial scope. After approval of the increase, the clerk can adjust the loan installments and the loan term individually. Applying for a loan increase is relatively straightforward and can be requested by telephone from the relevant branch of Agree Bank. A decision about an approval will be made within a very short time.
It is not uncommon for consumers to have several credit transactions with different banks, financial service providers or department store chains. As a result, many people lose track of their own financial situation. In addition, the total amount of the individual loan installments results in a high monthly charge in many cases. With an Agree Bank loan for a debt rescheduling, the individual items can be bundled into an overall loan. As with every Agree Bank loan, the financing decision is made fairly, discretely and individually. Flexible repayment modalities and early repayment of the loan can be contractually agreed. For high loan amounts, Agree Bank offers extra long terms of up to 120 months so that the borrower remains financially flexible.
Anyone who has decided to build a house or buy an existing property can request a non-binding financing offer from Agree Bank . To finance a property, however, the borrower must have the credit requirements. The loan seeker must be in a dependent employment relationship or must have already retired or retired. In addition, the loan seeker should not own more than two properties. Financing with a real estate loan from Agree Bank is possible nationwide for loan seekers in Germany who already own or want to acquire property.
The non-binding offers for a Agree Bank loan, a credit increase, a debt rescheduling or real estate financing are created by the bank after submitting the self-disclosure of the bank. Applicants can download the required document from the website. The completed form will be sent directly to the headquarters in Agree by email, fax or post. Every request is free of charge for an applicant and will be treated discretely by the bank. The brochures for all of the bank’s financings are available for download as PDF documents on the respective websites.